Cyber Security Advisory for Pensioners During DLC 4.0 Submission
The Department of Pension & Pensioners’ Welfare (DoPPW) has announced the launch of DLC 4.0, a month-long campaign from 1 November 2025 to 30 November 2025. This nationwide initiative aims to help central government pensioners submit their Digital Life Certificate (DLC) quickly, easily, and securely using a variety of digital platforms.
With technology becoming deeply integrated into pension-related services, safeguarding personal information is more important than ever. To protect pensioners from cyber fraud, identity theft, and unauthorized access, the government has issued detailed cyber security guidelines. Here is everything you need to know.
What is DLC 4.0?
DLC 4.0 is the latest edition of the Digital Life Certificate campaign that promotes simple, paperless, and hassle-free methods for life certificate submission. Pensioners can use multiple convenient options such as:
- Aadhaar-based Face Authentication Technology
- Biometric devices
- Mobile applications
- Post Office Jeevan Pramaan services
- Doorstep Digital Life Certificate services
This ensures that pensioners — especially senior citizens and those with mobility challenges — can complete their annual certification without visiting a bank or office.
Cyber Security Measures Every Pensioner Must Follow
As digital submissions increase, cyber criminals often target pensioners due to sensitive financial information involved. DoPPW has urged all pensioners to follow these essential safety precautions while using any digital mode during DLC 4.0.
1. Use Only Authorized and Official Platforms
Always submit your life certificate through verified government platforms:
- Jeevan Pramaan Portal
- India Post (Post Office) App
- Aadhaar Face RD Application
Do not trust unverified agents, unofficial apps or unknown websites claiming to provide DLC services.
2. Keep Aadhaar and Pension Data Confidential
Never share confidential details like:
- Aadhaar Number
- OTP
- Bank account details
- Pension Payment Order (PPO) number
- Registered mobile number
Fraudsters may misuse this information for identity theft or unauthorized access.
3. Beware of Fake or Fraudulent Calls
Government departments never ask for OTP, passwords, or bank PIN over phone or email.
If you receive suspicious calls, emails, or SMS claiming to be from the government:
- Verify the source
- Avoid clicking unknown links
- Do not share personal information
4. Update Your Devices and Use Secure Internet
To safely participate in DLC 4.0, ensure:
- Your smartphone or computer has the latest updates
- Antivirus protection is enabled
- You use a secure Wi-Fi or mobile network
Avoid using public Wi-Fi for submitting your Digital Life Certificate.
5. Report Any Suspicious Activity Immediately
If you feel something unusual, or suspect fraud:
- Inform your bank immediately
- File a complaint at: cybercrime.gov.in
Quick reporting helps prevent financial loss and further misuse of your identity.
Why Cyber Security Awareness Matters During DLC 4.0
With lakhs of pensioners submitting DLCs during the month-long campaign, cyber criminals may take advantage of low awareness. Simple precautions can safeguard your pension, identity, and personal data.
DLC 4.0 is designed to make life certificate submission faster, safer, and more convenient — but following cyber security measures is equally important for full protection.
Conclusion
The government’s advisory aims to ensure that every pensioner can use digital technologies with confidence. By being alert and following these cyber hygiene practices, pensioners can enjoy the benefits of DLC 4.0 securely and without any risk.
For more helpful updates on pension rules, MoF/DoPPW circulars, and central government employee benefits, visit: 👉 www.GovtJobPerks.com