Retirement

PFRDA NPS Exit and Withdrawal Amendment Regulations 2025: Complete Explained Guide

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PFRDA NPS Exit and Withdrawal

The Pension Fund Regulatory and Development Authority (PFRDA) has issued a major notification on 12 December 2025, bringing comprehensive changes to the Exit and Withdrawal rules under the National Pension System (NPS). These amendments significantly impact government employees, private sector employees, corporate subscribers, All Citizen model subscribers, and NPS-Lite/Swavalamban subscribers. This article explains the PFRDA … Read more

PFRDA Master Circular 2025 on Investment Guidelines for Government Sector UPS/NPS/APY Schemes

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PFRDA Master Circular 2025

The Pension Fund Regulatory and Development Authority (PFRDA) has issued a new Master Circular on 10 December 2025 to consolidate and update the investment guidelines for Government Sector pension schemes, including UPS, NPS, Atal Pension Yojana (APY), NPS Lite, and Corporate CG schemes. This Master Circular replaces the earlier circular dated 28 March 2025 and … Read more

Gratuity for CBSE Teachers: What the Latest Lok Sabha Reply Reveals

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Gratuity for CBSE Teachers

Gratuity for CBSE Teachers: What the Latest Lok Sabha Reply Reveals Ensuring fair financial security for teachers has always been an important policy priority in India. One of the key benefits available to employees, including school teachers, is gratuity—a lump-sum amount paid as a token of appreciation for long-term service. However, when it comes to … Read more

Exclusion of Pension Revision from the 8th CPC’s Terms of Reference? Rajya Sabha Question Explained

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Is Pension Revision Excluded from 8th CPC ToR Rajya Sabha Question

Exclusion of Pension Revision from the 8th CPC’s Terms of Reference? Rajya Sabha Question Explained As the Winter Session of Parliament progresses, uncertainty is growing among Central Government employees and pensioners. All eyes are now on December 2, 2025, when the Ministry of Finance is scheduled to answer an important question in the Rajya Sabha … Read more

8th Pay Commission: NC JCM Demands Amendments in ToR & Pension Revision for All Pensioners

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8th Pay Commission NC JCM Seeks Amendments in ToR & Pension Revision

8th Pay Commission: NC JCM Demands Amendments in ToR & Pension Revision for All Pensioners The 8th Pay Commission has officially been constituted, bringing fresh hope to Central Government employees and pensioners across the country. However, the National Council (Staff Side), Joint Consultative Machinery (NC JCM) has raised several critical concerns regarding the Terms of … Read more

Corporate NPS: New Rules on Pension Fund and Investment Choices (PFRDA Circular 2025)

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Corporate NPS New Pension Fund & Investment Rules

Corporate NPS: New Rules on Pension Fund and Investment Choices (PFRDA Circular 2025) The Pension Fund Regulatory and Development Authority (PFRDA) has issued a new circular on 7 November 2025 introducing important updates for employers and employees under the Corporate NPS model. This circular partially modifies the earlier circular dated 12 September 2025 and aims … Read more

Comprehensive Guidelines Issued for Improving Pension Grievance Redressal on CPENGRAMS

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CPENGRAMS New Guidelines for Pension Grievance Redressal 2025

Comprehensive Guidelines Issued for Improving Pension Grievance Redressal on CPENGRAMS The Department of Pension & Pensioners’ Welfare (DoPPW) has released fresh and detailed guidelines to ensure faster, transparent, and more meaningful disposal of pension-related grievances on the CPENGRAMS portal. Issued on 30 October 2025, the new Office Memorandum aims to enhance the quality of grievance … Read more

CPENGRAMS: New Guidelines for Faster and Transparent Pension Grievance Redressal (2025 Update)

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CPENGRAMS Guidelines 2025 New Rules for Pension Appeals

CPENGRAMS: New Guidelines for Faster and Transparent Pension Grievance Redressal (2025 Update) Central Government pensioners rely heavily on the CPENGRAMS portal for submitting and tracking their pension-related grievances. To make this system more efficient, transparent, and sensitive towards pensioners, the Department of Pension & Pensioners’ Welfare (DoPPW) has issued fresh instructions through an Office Memorandum … Read more

Life Certificate for NRI: Complete Guide for Pensioners Living Abroad

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Life Certificate for NRI Pensioners Complete Guide

Life Certificate for NRI: Complete Guide for Pensioners Living Abroad Submitting the Annual Life Certificate is essential for every Central Government pensioner and family pensioner to continue receiving their monthly pension. While this process is simple for those living in India, NRI pensioners often face confusion about how to complete it from abroad. This article … Read more

Cyber Security Advisory for Pensioners During DLC 4.0 Submission

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DLC 4.0 Cyber Security Advisory for Pensioners

Cyber Security Advisory for Pensioners During DLC 4.0 Submission The Department of Pension & Pensioners’ Welfare (DoPPW) has announced the launch of DLC 4.0, a month-long campaign from 1 November 2025 to 30 November 2025. This nationwide initiative aims to help central government pensioners submit their Digital Life Certificate (DLC) quickly, easily, and securely using … Read more