CGHS Benefits for Railway Pensioners: RSCWS Requests Inclusion of UMID Holders Under CGHS Rates
The Railway Senior Citizens Welfare Society (RSCWS), a long-standing organization dedicated to the welfare of retired railway employees, has raised an important concern regarding healthcare access for Railway pensioners. In a formal communication to the Ministry of Health and Family Welfare, RSCWS has requested that retired railway pensioners holding UMID (Unique Medical Identification) or Retirement Identity Cards be allowed to receive treatment at CGHS (Central Government Health Scheme) rates in all NABH-accredited hospitals.
This appeal aims to bring uniformity, affordability, and fairness to healthcare services for elderly Railway pensioners across India.
Why This Request Matters
Currently, NABH-accredited hospitals across the country provide treatment to beneficiaries of major government schemes, including CGHS, ECHS, and various Railway medical services. However, many retired railway employees with valid UMID cards still face challenges in accessing treatment at CGHS-approved rates.
RSCWS highlights that this creates inequality, especially because these pensioners are senior citizens who heavily rely on accessible and affordable medical care.
Key Proposal Submitted to the Ministry of Health
RSCWS has proposed that a specific clause be added to the Accreditation Schedule of NABH. The clause states:
“All NABH-accredited hospitals shall extend medical services and treatments to all retired central government pensioners—including Railway pensioners possessing valid UMID cards—at rates applicable to CGHS beneficiaries, for all available specialties and procedures.”
The Society further clarifies how billing may be handled:
- If the hospital is empanelled with Railways:
The Railway administration will bear the cost. - If the hospital is not empanelled:
The pensioner will pay CGHS rates out of pocket and seek reimbursement from Railways.
This structure not only simplifies hospital billing processes but also ensures pensioners are not overcharged for essential medical care.
How This Change Will Benefit Railway Pensioners
Incorporating this clause into NABH norms will bring several strong benefits:
1. Uniformity in Healthcare Rates
All Central Government pensioners, including those from Railways, will be treated at the same CGHS rates, reducing confusion and inequality.
2. Reduced Financial Burden
Senior citizens often require frequent medical attention. Access to standardized CGHS rates will significantly reduce their healthcare expenses.
3. Simplified Administration
Hospitals will follow a single, well-defined CGHS rate structure, making billing and audit procedures smoother.
4. Strengthened Social Welfare
Treating retired employees with fairness enhances the overall social security ecosystem and respects their decades of service to the nation.
Appeal for Government Action
RSCWS has urged the Ministry of Health & Family Welfare to consider this proposal favorably and issue suitable directions to:
- NABH-accredited hospitals
- Ministry of Railways
- Relevant medical directorates
The Society believes this step will ensure justice, dignity, and accessible medical care for thousands of retired Railway employees.
Conclusion
The request by the Railway Senior Citizens Welfare Society is a significant step toward improving healthcare equity for retired railway employees. By enabling UMID cardholders to receive treatment at CGHS rates across all NABH hospitals, the government can ensure fair, affordable, and streamlined medical services for this deserving group.